You're only hope to have a baby is through IVF but it's too expensive for you to afford. Will you just forego the treatment and choose another method instead? Are there ways to lower the costs of IVF? Let's find out.
IVF Procedure
Of all the fertility methods used these days, in-vitro fertilization is the most effective way to get pregnant. In IVF process, a woman is given fertility drugs to stimulate egg production. The fertility doctor will monitor the egg development through a series of blood work and ultrasound. By monitoring a woman's hormonal level, the doctor will know if the eggs have already ripened and ready to be harvested. After which, the harvested eggs are mixed with the sperm for fertilization in the lab. When they have been fertilized and become embryos, they will be transferred back to the woman's uterus for implantation and pregnancy to occur. The costs of IVF treatment are dependent on several factors.
What comprise the costs of IVF treatment?
The costs of IVF vary from patient to patient depending on the age, duration of infertility, physical wellness of the endometrium and uterus as well as the fertility clinic. Also, different countries have differing price ranges and rates of success. But basically, the cost of an IVF cycle is determined by the amount of fertility medications used during the process, different services such as ultrasounds and blood work and professional fees for the anesthesiologist and fertility doctor. Moreover, you may have to pay additional charges for hospital admitting fee as well as storage and preservation of eggs. Average IVF cost runs from $12,000 up to $15,000 without the additional charges. Though you can also find $10,000-programs offered by some clinics.
Are there ways to cut the costs of IVF treatment?
The answer is a resounding yes! It is possible to have IVF without paying too much. You can still get high quality services at more affordable prices. Here are some tips.
Search for Refund Programs
Some fertility clinics offer refund programs to their patients. Refund programs are practical ways to cut the cost of your IVF treatment because they allow you to pay a flat rate for a defined number of IVF cycles. If pregnancy is not established after several IVF cycles, a 90% refund on your investment will be given back to you. You can take advantage of these programs if you have limited budget or don't have infertility coverage in your insurance policy.
Consider IVF Treatment Overseas
Indian fertility clinics are highly regarded for their affordable IVF treatment and fine health care. Aside from India, places such as South Africa, Barbados and Europe also offer low-cost IVF treatment.
Find Loans for Infertility Treatment
There are loans that are specially created for infertility treatment. In fact, a number of financial organizations even offer IVF loans with reasonable interest rates and easy installment plans.
Opt for IVF Clinical Trials
An IVF clinical trial is the most affordable way to get an IVF treatment as this is offered for free and is often advertised on the net.
The costs of IVF treatment need not be too high. All you have to do is persevere in finding ways to cut the costs.